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• 22:07, 25 March 2023 WilliamZapata7 talk contribs created page User:WilliamZapata7 (Created page with "Borrowers who use payday cash advances often have low incomes and poor people's credit reports, so that it is difficult to enable them to access other forms of credit. Borrowers who are not able to qualify for the traditional loan or credit card may still manage to access other forms of credit, such as a secured plastic card or a credit builder loan. Some states have implemented stricter regulations on payday lending, in order to guard consumers from predatory practices...")