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- 22:56, 22 December 2023 HershelGrinder talk contribs created page No More Mistakes With Private Mortgage Lenders BC (Created page with "The CMHC provides tools, insurance and advice to educate and assist first time house buyers. Mortgage loan insurance through CMHC or [https://privatemortgagelenders.business.site/ private mortgage rates] insurers is usually recommended for high-ratio mortgages to transfer risk from taxpayers. Lower ratio mortgages avoid insurance charges but require 20% minimum advance payment. Renewing mortgages more than 6 months before maturity results in early discharge penalty fees....")